Don’t Call Them Bankers

Don’t call them bankers!
They are just mean old fraudsters,
The Yankees call them banksters,
Plundering deposits like mobsters,
They are nothing but tricksters,
Belong-behind-bars gangsters!

Don’t call them bankers!
They are unrepentant scamsters,
Egomaniacal, selfish hucksters,
Selling pain like quacksters,
Full of sweet lies like shysters,
Belong-behind-bars gangsters!

Hey Mr. Banker!
The pain you caused is monster!
This nation you do really pester,
Seek to plunge into a disaster,
You must really be a doomster,
Behind bars you must, you gangster!

© Nana Dadzie Ghansah 2018

Reflecting

She stood alone lost in her thoughts, oblivious to a world that kept spinning around her endlessly…she closed her eyes against the rush of the stark reality, looking pensive…

“Reflecting”

It’s Stealing, Stupid!

From the Freestyle Series comes #11: “It’s Stealing, Stupid!”
In Ghana, the man who takes a goat that belongs to another is a thief but the one who steals millions from taxpayers is corrupt!
Don’t call it “corruption”! Call it what it really is: STEALING! THIEVERY! …and hold these men and women accountable, just as you would the man who stole the goat!

That Grace Thing

“By the Grace of God!” is probably the most beloved Ghanaian expression. That Grace is what supposedly allows all the good that happens in a Ghanaian life to happen.
My friend, the writer, and publisher Nana Awere Damoah put it best when he wrote, “The best health insurance policy in Ghana is the Grace of God”.
 
Are we Ghanaians the only recipients of this Grace?
I doubt it because aren’t we all humans supposed to be God’s creation?
If so that Grace is showered on all and makes good things happen everywhere!
Look around!
Some countries and people apparently are getting a lot of this Grace. Some have so much of this Grace of God, they even lend us some!
 
Is this God that unjust and unfair that he distributed this Grace in such an inequitable manner?
I doubt it!
Maybe this so-called Grace does not exist!
Or maybe you get what you demand of this Grace.
Maybe you get what you ask for, demand for work for, even beg for, borrow for…
Maybe you even get what you steal!
Ask the men and women who are living in opulence in Accra from money they stole from the coffers of the country how they are doing today and I bet you $100 the answer will be, “Nyame adom oooo!” (By the Grace of God!).
 
Ghanaians woke up yesterday to the news that the Bank of Ghana (BoG) was creating the Consolidated Bank Gh. Ltd to take over five struggling banks in the country – Sovereign Bank, Royal Bank, The Beige Bank, Construction Bank and Unibank. The five banks had run into liquidity challenges. I guess when the owners of those banks made it a practice to steal from their own banks and customers, they made those banks illiquid. When those who were supposed to watch these institutions went to sleep on the job, these banks were destined to fail.
Interestingly, at those times when these owners were flush with the cash they had stolen from their banks and customers, if one had asked them how they were doing, they would have answered with a smile, “By God’s Grace”.
As the Bank of Ghana spends taxpayer money to bail out these banks thus depriving the common Ghanaian of things like ambulances and schools, ask the Ghanaian how he is doing and he will reply, “By God’s Grace”. The same Grace that allowed these bankers to steal is also making Ghanaians apparently docile and accepting of such financial crimes.
 
Some grace!
 
The poor and destitute live by the “Fa ma Nyame” (Give it all to God) ideology and hope for an eternal life that comes after this miserable interlude. An interlude that they’ve been made to believe does not matter and whose misery they accept, happy with the droplets of that Grace that fall on them occasionally.
The powerful, the politicians and bankers also chant the “Fa Ma Nyame” mantra and claim they believe in a better life after this one but they go a step further. They make sure this life is NOT miserable. If they have to steal from the coffers of the nation to do that, they do. If in stealing they leave a lot of Ghanaians poor, destitute, hungry, uneducated, without healthcare, drinking water and power, it matters not. It is all “by the Grace of God!’
 
In 1555, the preacher John Bradford saw a criminal walking to the gallows somewhere in England and uttered these words:
“There but for the Grace of God goes John Bradford”.
Maybe when the powerful who steal from Ghanaians see the suffering masses that is what they say to themselves in the comfort of their air-conditioned V8s.
Maybe these powerful men, these politicians, and greedy bankers need to realize what happened to John Bradford – he was burned at the stake months later. That Grace failed him! Or did the Grace summon him to that eternal life?
 
Whatever the case is, I hope the people of Ghana will realize that one gets the amount of Grace one demands…or steals!…and demand their fair share of this Grace!

Those potential 181,993 “Kubɔlɔrs”

The free Senior High School (SHS) policy of this NPP government has unmasked several poignant problems and disturbing facts.
The most disturbing probably is that 181,993 kids would have probably not gained entry to a SHS! Let that sink in!
If this policy fails, we go back to producing over 180,000 “kubɔlɔrs” a year!…and every Ghanaian knows who a “kubɔlɔrs” is! (a truant, a dropout, a ne’er-do-well)
Remember the saying, “If you think education is expensive, try ignorance”.
 
With a predominant boarding school system – 60% of the SHS are boarding schools – 90,000 of these 1st year SHS students have no spot for a secondary education. This has forced the government to consider a policy that I hope will be a short-term fix – a two-semester multitrack system.
We’ll come back to that system later but before that, let’s look at some numbers and impress upon ourselves why a predominant boarding schools system may be the bottleneck in implementing a viable free SHS program.
 
Per the government’s own numbers, if it was to expand facilities to meet the added needs of the 181,993 children, an amount of GHC 1.3 billion would be needed for 622 six-unit classroom blocks,181,993 student desks, 3,730 teachers’ furniture, 415 dormitories, 51,868 bunk beds, and 8,872 new teachers.
Whereas the 622 six-unit classroom blocks are estimated to cost GHC 404 million, the 415 dormitories will cost GHC 539 million and the 51,868 bunk beds an additional GHC 41.4 million!
Even the 8,872 new teachers will cost GHC 267 million, close to GHC 200 million less than the dormitories!
 
Let these numbers sink in. Take your time.
 
Am I wrong then to argue that a predominant boarding secondary school system is not the right model for our struggling educational system and porous budget?
There are those who insist that the boarding system has produced outstanding Ghanaians over the years and so we should keep the system. Well, in the process we have also managed to leave close to 200,00 kids behind every year!
The total for dormitories and bunk beds is almost GHC 600 million! That will build over 300 more six-unit classroom blocks or countless libraries or after school centers or buy school buses or hire more teachers or build labs for STEM education.
 
Now the multitrack system is definitely cheaper. It is expected to cost about GHC 323 million to fully implement. I do not have the breakdown of costs but I bet it is weighed down by boarding expenses and as a nation, we really need to cut the dependence on this boarding system.
 
The attached image illustrates how the multitrack system will work:
My question is whether the 81 days where the kids are at school includes or excludes weekends.
If they exclude weekends, the 81 days of school translates to about 16 weeks of tuition. That also means the kids are home for 8 weeks between the 1st and 2nd semesters and 12 weeks before the new school year starts.
Even though they will have more hours of tuition while at school, it does seem like the school kids will be home a lot!
If the days include weekends, that is even worse!
Maybe thought should be given to organizing camps for these kids while at home. This should not only be the job of the government but also of the society at large – churches, our universities, civic organizations, youth groups – they could all get involved.
The kids could be taught coding, computer skills, carpentry, masonry, sports etc. Things that will not only feed the mind but the body too. These activities could serve as the beginning of the establishment of day schools and help us wean ourselves off a system that worked but is now just not feasible.
 
If we really want to avoid creating over 180,000 “kubɔlɔrs” a year, then we have to accept the fact that a predominant boarding school system at the secondary level has outlived its affordability and it is high time we changed things!